Asset Lift Lending

    Kentucky (KY)

    Hard Money Loans in Kentucky

    Fast, flexible real estate investment financing for Kentucky investors. Fix & flip, construction, DSCR rental, and bridge loans available statewide.

    Apply Now Call (929) 639-2284
    92.5%
    Max LTC
    7-10
    Days to Close
    $230,000
    Median Home Price
    $5MM
    Max Loan Amount

    Real Estate Investing in Kentucky

    Kentucky offers value-minded investors accessible entry points with solid cash flow, especially in Louisville and Lexington. Louisville's bourbon tourism boom and healthcare sector drive rental demand, while Lexington benefits from the University of Kentucky and the horse industry. Northern Kentucky (Covington, Newport) has emerged as an exciting market thanks to its proximity to Cincinnati and ongoing urban revitalization.

    Louisville's NuLu and Germantown neighborhoods have seen property values double in recent years, making it one of the most profitable fix-and-flip markets in the Southeast.

    Top Markets in Kentucky

    Louisville
    Lexington
    Bowling Green
    Covington
    Owensboro

    Loan Programs Available in Kentucky

    Fix & Flip Loans

    Up to 92.5% LTC with 100% rehab funding. 13-19 month terms.

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    Ground-Up Construction

    Up to 90% LTC with 100% construction funding. 19-24 month terms.

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    DSCR Rental Loans

    Up to 80% LTV. 30-year fixed rate. No income verification.

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    Bridge Loans

    Up to 80% LTV. Close in 7-10 days. Flexible exit strategies.

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    Kentucky Hard Money Lending FAQ

    Ready to Invest in Kentucky?

    Get funded for your next Kentucky deal. Soft-quote within 24 hours.

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