DSCR Calculator

Calculate your Debt Service Coverage Ratio to see if your rental property qualifies for a DSCR loan. No income verification required.

Property Income & Expenses

Monthly Gross Rent ($)

Monthly Mortgage Payment ($)

Principal + interest only (P&I)

Monthly Property Taxes ($)

Monthly Insurance ($)

Monthly HOA ($)

Vacancy Factor (%)

Enter monthly rent and mortgage details to calculate your DSCR.

1.25x+Strong - Best rates

1.00x - 1.24xQualifying

0.75x - 0.99xNo-Ratio programs

Below 0.75xBelow minimum

Ready to lock in your DSCR loan?

30-year fixed rate. No income verification. Close in 3-4 weeks.