From Application to Funding
Our streamlined process gets you from application to funded in days, not weeks. Here is exactly what to expect at every step.
Submit Your Deal
Fill out our quick online form with your deal details: purchase price, rehab budget, ARV (for flips), or rental income (for DSCR). You can also call us directly or email your deal package.
- Takes less than 5 minutes
- No application fee
- No obligation or credit pull at this stage
Receive Your Quote
A loan specialist reviews your deal and gets back to you within 24 hours, usually within a few hours. This includes a soft-quote or a request for any missing items needed to move forward.
- Response within 24 hours, usually within a few hours
- Clear breakdown of all costs
- Direct access to your loan specialist
Due Diligence
Once you accept the quote, we order a property valuation (BPO or appraisal) and title work. You submit your entity documents, proof of insurance, and purchase contract. Our underwriting team works in parallel to keep things fast.
- BPO or appraisal ordered immediately
- Title and insurance run concurrently
- We guide you through every document
Close & Fund
Once underwriting is complete and title is clear, we schedule your closing. For many hard money deals, this can happen in as fast as 5 business days, subject to valuation, title, and file complexity. Funds are wired to the title company at closing.
- Many files close in as fast as 5 business days
- Funds wired same day as closing
- Rehab/construction funds held in escrow for draws
Documents Typically Required
Choose the Right Loan Before You Apply
The fastest file is usually the one tied to the right loan product from the start. If the deal needs rehab, bridge timing, construction draws, or rental qualification, the application package should reflect that clearly.
Ready to Get Started?
Submit your deal today and hear back within 24 hours, usually within a few hours. No fees, no obligation.
Apply for Funding