Hard Money Loans
for Real Estate Investors
Fast fix and flip, bridge, DSCR rental, and construction financing with closings in 7 to 10 days for investors who need reliable execution.
Why Real Estate Investors Choose AssetLift Lending
AssetLift Lending is a direct private money lender that specializes in hard money loans for real estate investors nationwide. We provide fast, flexible financing for fix and flip projects, ground-up construction, DSCR rental properties, and bridge loans. Our team understands that in competitive real estate markets, the ability to close quickly and reliably is what separates successful investors from those who miss out on opportunities.
Get pre-approved within 24 hours and close in as few as 10 days. Our streamlined underwriting process and in-house decision making allow us to fund deals faster than traditional lenders. When you find the right property, speed matters.
Hard Money Lending Built for Today's Real Estate Market
Traditional bank financing is too slow for most investment properties. By the time a conventional lender completes their underwriting process, the deal has already gone to another buyer. Hard money loans from AssetLift Lending solve this problem by providing asset-based financing with fast approvals and closings in as few as seven business days.
As a direct lender, every loan decision is made in-house by our underwriting team. There are no brokers adding time and fees to the process. When you submit a deal to AssetLift, the same team that reviews your application is the team that approves and funds your loan. This means fewer delays, clearer communication, and a more predictable closing process from start to finish.
Whether you are a first-time flipper looking for your initial investment property or an experienced investor scaling a portfolio of rental properties, AssetLift Lending has loan programs designed to match your strategy. Our fix and flip loans offer up to 92.5% loan-to-cost with 100% of rehab funded. Our DSCR rental loans provide long-term financing with no personal income verification required. And our bridge and construction programs give you the flexibility to execute on complex deals with confidence.
Real Estate Financing
Institutional-grade leverage for fix & flip, construction, and rental portfolios.
INVESTMENTS
Fix & Flip
Maximum Leverage
- Up to 92.5% LTC & 75% LTV
- Up to 100% rehab funded
- Loans up to $5MM
- 13, 19-month term options
- 1-4 unit residential properties
- Pay no interest on undrawn renovation funds
*Bridge only options available
Get StartedCONSTRUCTION
Ground-Up
Maximum Leverage
- Up to 90% LTC & 70% LTARV
- Up to 100% of construction
- Loans up to $5MM
- 19, 24-month term options
- Spec builds, infills, neighborhood developments
- Pay no interest on undrawn construction funds
BUILD2RENT®: Flexible DSCR options
Get StartedFINANCING
Bridge
Maximum Leverage
- Up to 80% LTV
- Quick closings in 7-10 days
- Loans up to $5MM
- 6, 12, 18-month terms
- Residential & commercial
- Flexible exit strategies
PROPERTIES
Rental / DSCR
Maximum Leverage
- Up to 80% LTV on purchase & refi
- Up to 75% LTV on cash out
- Loans up to $3MM
- 30-year fixed rate, 10|1 ARM & 5 year interest-only
- 1-4 unit residential properties
- No personal income verification
Investor Markets
Hard Money Lending Across Our Coverage Areas
Explore the states and cities where AssetLift Lending offers financing for fix and flip, bridge, DSCR rental, and ground-up construction projects.
Where We Lend
Lending Across 46 States
Hover over a state to preview coverage, then click through for local lending details, borrower guidance, and market-specific financing pages.
Currently Highlighted
Alabama
Median home price $230,000
Huntsville has ranked among the top 10 fastest-growing metros in the U.S. for three consecutive years, fueling investor demand for workforce housing.
View Alabama lending pageFeatured Product Paths
How It Works
From application to funding in days, not weeks
Submit
Share your deal details in minutes
Review
We evaluate within 24 hours
Underwrite
Quick due diligence process
Fund
Close and receive your capital
FAQ
Quick answers to common questions
What Our Borrowers Say
Real reviews from real investors
“Closed on a distressed duplex in under two weeks. The draw process during rehab was straightforward and my project manager was easy to reach. Already lining up my next deal with them.”
Michael T.
Fix & Flip
“I was able to qualify based on the rental income alone, which made a huge difference for my portfolio. The rate was competitive and the team walked me through every step of the DSCR calculation.”
Sarah K.
DSCR Rental
“Needed short-term financing to close before my 1031 deadline. AssetLift got the bridge loan done in nine business days. No surprises at the closing table, which is all I can ask for.”
David R.
Bridge Loan
“Ground-up construction lending is hard to find, especially for smaller projects. They funded my 3-unit build and the draw schedule was reasonable. Communication throughout the project was solid.”
Jennifer M.
Construction
“I almost lost a deal because my previous lender dragged their feet. AssetLift picked it up mid-stream and closed in ten days flat. That speed saved me about forty thousand in potential losses.”
Robert L.
Speed of Closing
“On my fourth loan with AssetLift now. Each time the process gets smoother because they already know my track record. The repeat borrower pricing has been worth sticking around for.”
Amanda C.
Repeat Borrower
“Closed on a distressed duplex in under two weeks. The draw process during rehab was straightforward and my project manager was easy to reach. Already lining up my next deal with them.”
Michael T.
Fix & Flip
“I was able to qualify based on the rental income alone, which made a huge difference for my portfolio. The rate was competitive and the team walked me through every step of the DSCR calculation.”
Sarah K.
DSCR Rental
“Needed short-term financing to close before my 1031 deadline. AssetLift got the bridge loan done in nine business days. No surprises at the closing table, which is all I can ask for.”
David R.
Bridge Loan
“Ground-up construction lending is hard to find, especially for smaller projects. They funded my 3-unit build and the draw schedule was reasonable. Communication throughout the project was solid.”
Jennifer M.
Construction
“I almost lost a deal because my previous lender dragged their feet. AssetLift picked it up mid-stream and closed in ten days flat. That speed saved me about forty thousand in potential losses.”
Robert L.
Speed of Closing
“On my fourth loan with AssetLift now. Each time the process gets smoother because they already know my track record. The repeat borrower pricing has been worth sticking around for.”
Amanda C.
Repeat Borrower
Ready to Close Your Next Deal?
Submit your deal in minutes. Get a response within 24 hours.