New Mexico (NM)
Hard Money Loans in New Mexico
Fast, flexible real estate investment financing for New Mexico investors. Fix & flip, construction, DSCR rental, and bridge loans available statewide.
Real Estate Investing in New Mexico
New Mexico offers a distinctive investment landscape with Albuquerque as the primary market, supported by national labs (Sandia, Los Alamos), military installations (Kirtland AFB), and a growing film industry. Santa Fe's luxury tourism market creates niche opportunities for high-end vacation rentals, while Las Cruces near the Mexican border has strong workforce housing demand. The state's affordability and cultural appeal attract a diverse tenant base.
Albuquerque's film industry (Netflix's largest U.S. production hub) has created unexpected demand for furnished rentals, with production crew housing generating premium monthly rents.
Top Markets in New Mexico
Loan Programs Available in New Mexico
Fix & Flip Loans
Up to 92.5% LTC with 100% rehab funding. 13-19 month terms.
Learn moreGround-Up Construction
Up to 90% LTC with 100% construction funding. 19-24 month terms.
Learn moreDSCR Rental Loans
Up to 80% LTV. 30-year fixed rate. No income verification.
Learn moreBridge Loans
Up to 80% LTV. Close in 7-10 days. Flexible exit strategies.
Learn moreNew Mexico Hard Money Lending FAQ
Ready to Invest in New Mexico?
Get funded for your next New Mexico deal. Soft-quote within 24 hours.
Apply for Funding