Terms of Service

Agreement to Terms

By accessing or using the AssetLift Lending website, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you should not use this website. These terms apply to all visitors, users, and others who access or use the site.

Use of Website

This website is provided for informational purposes only. The content on this site, including loan program descriptions, rate ranges, leverage parameters, calculators, and other materials, is intended to give prospective borrowers a general overview of the products and services offered by AssetLift Lending. Nothing on this website constitutes a loan offer, loan commitment, or binding agreement of any kind.

Loan Disclaimers

No content on this website constitutes a loan offer, commitment to lend, or guarantee of terms. All information presented regarding loan programs, rates, fees, and leverage is subject to the following conditions:

• All loans are subject to underwriting approval, property valuation, and title review.
• Rates, terms, fees, and leverage are subject to change without notice.
• Loan programs may be funded directly, brokered, or placed with third-party lending partners depending on the transaction.
• Past performance of funded loans does not guarantee future results.

AssetLift Lending reserves the right to modify, suspend, or discontinue any loan program at any time without prior notice.

Execution and Funding Channels

Website references to lending products, rates, timelines, or program availability do not mean that every transaction is funded directly by AssetLift Lending. Depending on the transaction, AssetLift may act in a lending, brokering, referral, or capital-partner placement capacity to help move the file toward closing.

Borrowers should review all transaction-specific disclosures, lender documents, compensation disclosures where applicable, and state-specific notices provided in connection with the actual loan structure.

SMS Program Terms

These SMS Program Terms apply to the AssetLift Lending text messaging programme.

By opting in, you agree to receive text messages from AssetLift Lending about your loan inquiry, including application updates, document requests and appointment reminders. Message frequency varies. Message and data rates may apply. Consent is not a condition of any loan or service.

You can opt out at any time by replying STOP. For help, reply HELP or contact info@assetliftlending.com / +1 (929) 639-2284.

Programme description

AssetLift Lending sends text messages to people who have asked us about financing. Messages relate to your own loan inquiry: replies to what you asked us, updates on your loan application, requests for documents your file needs, and appointment reminders. We do not send promotional or marketing text messages to this programme.

How you opt in

You opt in by ticking the consent box above the submit button on the quote form on our home page or on our loan inquiry form, by telling one of our staff on a phone call that you agree to be texted, or by texting us first. The box is never ticked for you. Consent to receive text messages is not a condition of any loan or service.

Message frequency and cost

Message frequency varies and depends on where your loan inquiry stands. Message and data rates may apply. AssetLift Lending does not charge you for the messages themselves; any charge comes from your mobile carrier under your own plan.

How to stop messages

Reply STOP to any message from us at any time. You may also reply STOPALL, UNSUBSCRIBE, CANCEL, END or QUIT. We will send one confirmation that you have been unsubscribed and then stop messaging you. To start again, reply START.

How to get help

Reply HELP to any message, call +1 (929) 639-2284, or email info@assetliftlending.com.

Carriers and delivery

Carriers are not liable for delayed or undelivered messages. Delivery depends on your carrier and your handset, and we cannot guarantee every message will arrive. Supported carriers may change without notice.

Your privacy

We do not sell or share your SMS opt-in data or personal information with third parties for marketing purposes. See our Privacy Policy for the full detail.

Verbal consent script

When consent is taken on a phone call, our staff read the following and record your answer:

“Is it alright if I text you at this number about your loan inquiry? We'll send application updates, document requests and appointment reminders. Message frequency varies and message and data rates may apply. You can reply STOP at any time to stop the messages, or HELP for help. Saying yes isn't a condition of getting a loan from us.”

Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, page layouts, calculators, tools, and software, is the property of AssetLift Lending and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this site without prior written consent from AssetLift Lending.

Third-Party Links

This website may contain links to third-party websites or services that are not owned or controlled by AssetLift Lending. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that AssetLift Lending shall not be liable for any damage or loss caused by or in connection with the use of any third-party content, goods, or services.

SMS/Text Messaging Terms

AssetLift Lending offers an optional text messaging program for customers who request it. If you opt in - by checking the SMS consent box on our quote form or by asking us by phone - we will text you about your loan inquiry, including application updates, document requests, and appointment reminders.

• Message frequency varies based on your inquiry activity.
• Message and data rates may apply. Contact your wireless carrier for details.
• You can cancel at any time: reply STOP to any message and we will stop texting you. You may also email info@assetliftlending.com to opt out.
• Reply HELP for help, or contact us at info@assetliftlending.com or (929) 639-2284.
• Consent to receive texts is not a condition of any loan, quote, or service from AssetLift Lending.
• Carriers are not liable for delayed or undelivered messages.
• Our Privacy Policy (assetliftlending.com/privacy) describes how we handle your information, including your mobile number.

Limitation of Liability

To the fullest extent permitted by applicable law, AssetLift Lending and its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, business opportunities, or goodwill, arising out of or related to your use of or inability to use this website or any content, products, or services obtained through this website, whether based on warranty, contract, tort, or any other legal theory.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising from or relating to these terms or your use of this website shall be subject to the exclusive jurisdiction of the courts located in the State of New York.

Changes to Terms

AssetLift Lending reserves the right to update or modify these Terms of Service at any time without prior notice. Changes will be effective immediately upon posting to this website. Your continued use of the site following any changes constitutes your acceptance of the revised terms. We encourage you to review this page periodically.

Contact

If you have questions about these Terms of Service, contact AssetLift Lending at info@assetliftlending.com or +1 (929) 639-2284.