Finance commercial and mixed-use investment properties with a structure built around the asset, the business plan, and the exit.
Commercial Lending
AssetLift Lending reviews commercial lending scenarios for investors seeking acquisition, refinance, bridge, and transitional financing on commercial or mixed-use investment properties.
Overview
Commercial lending is built for investment properties that do not fit neatly into a standard residential loan box. These scenarios can include mixed-use buildings, small commercial assets, multifamily properties beyond residential program limits, and business-purpose real estate where the underwriting needs to focus on collateral value, income, tenancy, and exit strategy.
AssetLift Lending reviews commercial lending requests for acquisitions, refinances, cash-out needs, bridge situations, and transitional assets. Some files may be funded directly and others may be placed with a capital partner when that creates the cleanest execution path. The goal is to understand the property, the borrower, and the payoff plan before forcing the deal into a generic structure.
Commercial files vary more than residential investor loans, so final terms depend on property type, location, occupancy, net operating income, sponsor experience, valuation support, title, and the intended exit. Strong submissions usually include a rent roll, trailing operating statements, purchase contract or payoff statement, property photos, and a clear explanation of how the loan will be repaid.
Key Features
Commercial and Mixed-Use Review
Submit commercial, mixed-use, and larger investment-property scenarios for a practical review of leverage, collateral, income, and exit fit.
Acquisition and Refinance Options
Commercial lending can support new purchases, rate-and-term refinances, cash-out requests, and short-term payoff needs depending on the property and sponsor profile.
Bridge and Transitional Capital
For assets that need lease-up, stabilization, repairs, or timing flexibility, commercial bridge structures can provide room to execute before permanent financing or sale.
Capital Partner Placement
When a file is better served by a specialized commercial lender, AssetLift can route the scenario through lending partners rather than forcing it into a residential program.
Asset-Based Underwriting
Commercial files are reviewed around property value, income, borrower experience, liquidity, marketability, and the credibility of the repayment plan.
Eligibility Requirements
How It Works
Submit the Scenario
Send the property address, asset type, requested loan amount, purchase or refinance details, and a short summary of the business plan.
Initial Fit Review
AssetLift reviews collateral, location, income, sponsor profile, and exit strategy to determine whether the file fits direct lending or a capital partner path.
Term Direction
If the scenario is workable, you receive direction on likely structure, documentation needs, valuation requirements, and timing.
Underwriting and Closing
The file moves through valuation, title, entity, insurance, income, and borrower review before final terms and closing.
Who Is This For?
Mixed-Use Building Acquisition
Purchase a property with both commercial and residential income where the structure needs to account for lease mix, occupancy, and market value.
Commercial Bridge Financing
Use short-term capital to acquire or refinance an asset while completing lease-up, stabilization, repairs, or a planned sale.
Cash-Out Refinance
Access equity from a commercial or mixed-use investment property when the asset, income, and sponsor profile support the requested leverage.
Partner-Placed Commercial Loan
Route specialized commercial scenarios to capital partners when a dedicated commercial lender is the most reliable execution path.
Frequently Asked Questions
This page is for informational purposes only and does not constitute a loan offer, commitment to lend, or guarantee of terms. All loans are subject to underwriting approval, property valuation, and title review. Rates, terms, fees, leverage, and closing timelines vary based on property type, location, borrower experience, deal structure, and the actual execution path. Depending on the transaction, financing may be provided directly or through a lending partner. AssetLift Lending provides business-purpose loans for investment properties only and does not offer consumer residential mortgages.
Ready to Get Started?
Submit your deal in minutes. Hear back within 24 hours, usually within a few hours.
Apply for Commercial Lending - Flexible Financing for Investment Properties