NY Investor Lending
New York Fix & Flip Loans for Experienced Investors
AssetLift helps New York real estate investors finance acquisition and rehab projects when the numbers, scope, and exit plan are ready for underwriting. We focus on experienced flippers working non-owner-occupied investment properties, not consumer or owner-occupied requests.
Best-Fit Borrower Profile
Business-purpose loans for non-owner-occupied investment properties only
$100K minimum loan size
660+ credit preferred
Best fit for experienced operators with a clear exit plan
Purchase plus renovation files with a realistic ARV
Rehab scope, contractor plan, and resale timeline already mapped out
Priority NY Markets
Local Underwriting Notes
Downstate files usually need stronger liquidity because taxes, insurance, and carrying costs can move quickly.
Long Island and Westchester deals should be supported by tight resale comps, not broad county averages.
Upstate projects can work well when the borrower keeps the rehab scope matched to local buyer demand.
Faster Review
What to send with your scenario
The goal is to qualify serious investor files quickly and avoid wasting time on owner-occupied, undercapitalized, or unclear requests.
Purchase contract or target acquisition price
Rehab budget and scope of work
ARV support from recent comparable sales
Timeline for renovation, resale, and payoff
NY Fix & Flip Loans Questions
Do you fund fix and flip loans in New York?
Yes. AssetLift reviews New York fix and flip scenarios for non-owner-occupied investment properties, with a focus on experienced borrowers and $100K+ loan requests.
What makes a New York flip file stronger?
Strong files usually include recent local comps, a realistic rehab budget, borrower experience, enough reserves for carrying costs, and a clear resale or refinance exit.
Can I call before submitting the full file?
Yes. If the deal is active, call (929) 639-2284 or upload the scenario so the team can review the address, basis, scope, and timeline.