Asset Lift Lending

    San Jose, CA

    Hard Money Loans in San Jose

    Fast, flexible real estate investment financing for San Jose investors. Fix & flip, bridge, DSCR rental, and construction loans. Close in 7-10 days.

    Apply Now Call (929) 639-2284
    92.5%
    Max LTC
    7-10
    Days to Close
    $1,350,000
    Median Home Price
    1,000,000
    Population

    Real Estate Investing in San Jose

    San Jose sits at the heart of Silicon Valley, driving some of the highest property values in the nation. The city's economy is anchored by tech giants like Apple, Google, and NVIDIA, creating relentless demand for housing from highly compensated professionals. Hard money loans are used for luxury fix-and-flip projects, ground-up custom homes, and value-add multifamily acquisitions targeting the region's booming rental market.

    Investment Highlight

    San Jose offers unparalleled appreciation potential driven by job growth, limited land availability, and sustained net migration from the Bay Area. The city's high rental rates make DSCR and BRRRR strategies viable despite elevated entry prices.

    Popular Investment Neighborhoods in San Jose

    Willow Glen
    Evergreen
    Almaden Valley
    East San Jose
    Berryessa
    Cambrian Park
    Santa Teresa
    Alum Rock

    Loan Programs Available in San Jose

    Fix & Flip Loans

    Up to 92.5% LTC with 100% rehab funding. 13-19 month terms.

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    Ground-Up Construction

    Up to 90% LTC with 100% construction funding. 19-24 month terms.

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    DSCR Rental Loans

    Up to 80% LTV. 30-year fixed rate. No income verification.

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    Bridge Loans

    Up to 80% LTV. Close in 7-10 days. Flexible exit strategies.

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    San Jose Hard Money Lending FAQ

    Ready to Invest in San Jose?

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