Rhode Island (RI)
Hard Money Loans in Rhode Island
Fast, flexible real estate investment financing for Rhode Island investors. Fix & flip, construction, DSCR rental, and bridge loans available statewide.
Real Estate Investing in Rhode Island
Rhode Island is the smallest state but packs significant investment potential. Providence anchors the market with Brown University, RISD, and a growing knowledge economy driving rental demand. Warwick, Cranston, and Pawtucket offer affordable multifamily properties within commuting distance of both Providence and Boston. The state's coastal communities (Newport, Narragansett) support a strong vacation rental market during summer months.
Providence has seen a cultural renaissance with rising property values in the Jewelry District, Federal Hill, and Fox Point neighborhoods, driven by university expansion and young professional demand.
Top Markets in Rhode Island
Loan Programs Available in Rhode Island
Fix & Flip Loans
Up to 92.5% LTC with 100% rehab funding. 13-19 month terms.
Learn moreGround-Up Construction
Up to 90% LTC with 100% construction funding. 19-24 month terms.
Learn moreDSCR Rental Loans
Up to 80% LTV. 30-year fixed rate. No income verification.
Learn moreBridge Loans
Up to 80% LTV. Close in 7-10 days. Flexible exit strategies.
Learn moreRhode Island Hard Money Lending FAQ
Ready to Invest in Rhode Island?
Get funded for your next Rhode Island deal. Soft-quote within 24 hours.
Apply for Funding