Loan Programs
Financing Built for Real Estate Investors
AssetLift Lending offers four core loan programs designed for speed, flexibility, and asset-based qualification. Whether you are flipping houses, building from the ground up, stabilizing rentals, or bridging between transactions, we have a product that fits your deal.
Fix & Flip Loans
Close in days, not months. Get the capital you need to acquire and renovate investment properties with speed and certainty.
Max LTC on Purchase
Up to 95%
Renovation Financing
Up to 100% of rehab costs
Loan Term
6 to 18 months
Closing Speed
As fast as 5 business days
Ground-Up Construction Loans
Project-based financing review for residential investors building from the ground up. Terms, eligible costs, leverage, and draw procedures depend on the complete project file.
Site and approvals
Parcel-specific
Plans and budget
Itemized review
Builder and team
Document experience
Draw process
Confirm in writing
DSCR Loans for Rental Investors
Qualify on rental income, not tax returns. Use 30-year rental property financing to buy, refinance, or cash out qualifying investment properties.
Loan-to-Value (Purchase)
Up to 85%
Loan-to-Value (Cash-Out Refi)
Up to 80%
Minimum DSCR Ratio
1.0 (lower available with adjustments)
Loan Term
30-year fixed or 5/6 ARM
Commercial Lending
Finance commercial and mixed-use investment properties with a structure built around the asset, the business plan, and the exit.
Loan Purpose
Purchase, refinance, bridge
Property Types
Commercial and mixed-use
Structure
Scenario-based
Review Speed
Fast scenario review
Bridge Loans
Bridge the gap between opportunity and long-term financing. Close fast, act decisively, and execute your strategy without waiting on slow capital.
Loan-to-Value (As-Is)
Up to 75%
Loan Term
3 to 24 months
Closing Speed
As fast as 5 business days
Loan Amount Range
$100,000 to $3,000,000
Why Investors Choose AssetLift Lending
Asset-Based Underwriting
We qualify deals on the property and the project, not just your personal income or tax returns.
Close in Days, Not Months
Many loans close in as fast as 5 business days, subject to underwriting, valuation, title, and file complexity.
No Prepayment Penalties
Sell or refinance whenever your exit strategy calls for it without early payoff fees on short-term products.
Flexible Entity Structures
Close in the name of an LLC, LP, or corporation to protect personal assets and simplify portfolio management.
Experienced Borrower Pricing
Investors with a track record of completed deals qualify for reduced rates and streamlined processing.
Nationwide Coverage
We lend across 46 states for investment-property deals, covering most major and secondary markets.
Investor Resources
Ready to Fund Your Next Deal?
Submit your deal today and hear back within 24 hours, usually within a few hours. No fees, no obligation.
Apply for Funding