Asset Lift Lending

    Rochester, NY

    Hard Money Loans in Rochester

    Fast, flexible real estate investment financing for Rochester investors. Fix & flip, bridge, DSCR rental, and construction loans. Close in 7-10 days.

    Apply Now Call (929) 639-2284
    92.5%
    Max LTC
    7-10
    Days to Close
    $195,000
    Median Home Price
    210,000
    Population

    Real Estate Investing in Rochester

    Rochester is an affordable, landlord-friendly market anchored by major employers like the University of Rochester, Wegmans, and Constellation Brands. The city's real estate market is characterized by low entry prices, strong rental demand from students and healthcare workers, and an active fix-and-flip community. Hard money lenders finance projects across Rochester, from single-family renovations in the 19th Ward to multifamily acquisitions near downtown.

    Investment Highlight

    Rochester offers some of the highest cash-on-cash returns in New York State. The city's stable employment base and affordable housing attract long-term renters, making it ideal for buy-and-hold investors executing BRRRR strategies.

    Popular Investment Neighborhoods in Rochester

    19th Ward
    South Wedge
    Park Avenue
    Swillburg
    Maplewood
    Charlotte
    Marketview Heights
    Lyell-Otis

    Loan Programs Available in Rochester

    Fix & Flip Loans

    Up to 92.5% LTC with 100% rehab funding. 13-19 month terms.

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    Ground-Up Construction

    Up to 90% LTC with 100% construction funding. 19-24 month terms.

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    DSCR Rental Loans

    Up to 80% LTV. 30-year fixed rate. No income verification.

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    Bridge Loans

    Up to 80% LTV. Close in 7-10 days. Flexible exit strategies.

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    Rochester Hard Money Lending FAQ

    Ready to Invest in Rochester?

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