Asset Lift Lending

    Charlotte, NC

    Hard Money Loans in Charlotte

    Fast, flexible real estate investment financing for Charlotte investors. Fix & flip, bridge, DSCR rental, and construction loans. Close in 7-10 days.

    Apply Now Call (929) 639-2284
    92.5%
    Max LTC
    7-10
    Days to Close
    $425,000
    Median Home Price
    900,000
    Population

    Real Estate Investing in Charlotte

    Charlotte is the second-largest banking center in the United States and one of the fastest-growing cities in the Southeast. The city's economy is driven by finance, healthcare, and technology, creating sustained demand for housing. Hard money lenders are highly active in Charlotte, financing fix-and-flip projects in NoDa and Plaza Midwood, new construction in the suburbs, and multifamily acquisitions across the metro.

    Investment Highlight

    Charlotte's explosive job growth and net migration from the Northeast create one of the strongest appreciation markets in the Southeast. The city's business-friendly environment and relatively affordable housing compared to other major metros make it attractive for both flippers and buy-and-hold investors.

    Popular Investment Neighborhoods in Charlotte

    NoDa
    Plaza Midwood
    Enderly Park
    West Charlotte
    Hidden Valley
    University City
    Ballantyne
    Huntersville

    Loan Programs Available in Charlotte

    Fix & Flip Loans

    Up to 92.5% LTC with 100% rehab funding. 13-19 month terms.

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    Ground-Up Construction

    Up to 90% LTC with 100% construction funding. 19-24 month terms.

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    DSCR Rental Loans

    Up to 80% LTV. 30-year fixed rate. No income verification.

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    Bridge Loans

    Up to 80% LTV. Close in 7-10 days. Flexible exit strategies.

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    Charlotte Hard Money Lending FAQ

    Ready to Invest in Charlotte?

    Get funded for your next Charlotte deal. Soft-quote within 24 hours.

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